Our economy is growing, but still 650K households live with (high) debts and another 750K have a high debt-risk. Where FinTech is focused on (high) debt recovery, Budlr. is developed for early signaling and debt prevention. Budlr. connects online banking transactions to external data and processes to understand the financial situation, but even more so the opportunities within the household budget. Budlr. lowers the barriers for caregivers to help households at an early stage with their financial challenges.